UR SPECIALTIES

• Defined Benefit Pension Plans
  - Final Average Plans
  - Career Average Plans
  - Flat Benefit Plans
  - Combination Plans
  - Contributory Plans
  - Non-contributory Plans
   
• Defined Contribution Plans
  - Group RSP's
  - Money Purchase Pension Plans
  - Deferred Profit Sharing Plans
  - Savings Plans
  - Stock Purchase Plans and
  - Salary Deferral Arrangements